If your two-year fixed mortgage is about to expire, you might potentially be in for some positive news. Back in early 2023, many borrowers locked into deals with interest rates as high as 6.86%, as the Bank of England battled stubborn inflation with relentless interest rate hikes.
For most homeowners, a mortgage is the biggest financial commitment they will ever make. It's a long-term promise - one that provides security, stability, and a future for your family. But what happens if you suddenly can't make your payments?
For many people, the idea of building their own home has long been seen as a luxury-complex, expensive, and out of reach for all but the wealthiest. However, the UK government's Help to Build scheme is seeking to change that, offering financial support to those who want to design and construct their own homes rather than buy on the open market.
Millions of rental homes must meet stricter energy efficiency rules - and tenants could feel the impact. Landlords are being warned of hefty costs after the government confirmed that all rental properties must achieve an Energy Performance Certificate (EPC) rating of C by 2030.
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